Earn your NBO Nuqatis points today
 
 
During your day to day life you will be able to earn NBO Nuqati points conveniently and hassle free on all of NBO’s products and services. Whether it be, using your credit card, taking a personal loan or just logging into our mobile banking application. The NBO Nuqati program comes equipped with a host of benefits and privileges, making it your ideal companion in your financial life.

The simple table below shows how simple it is to earn points with your day to day banking needs. Start earning today!

Category

How to Earn

Points Earned

Terms and Conditions

Membership to Nuqati

Registration to the Nuqati program

500 points

One time only.

Gold and Titanium Credit Card

Local Spends

Each OMR 1 earns 0.5 points

Excludes cash withdrawal.

International Spends

Each OMR1 earns 0.75 points

Platinum and Infinite Credit Card

Local Spends

Each OMR 1 earns 1 point

International Spends

Each OMR 1 earns 1.5 points

Debit Card

Local Spends

Each OMR 10 earns 1 point

International Spends

Each OMR 1 earns 1 point

Salary

First time salary transfer

750 points

One time only.
Salary should be OMR 500 or greater.
Loans

Personal Loan

Each OMR 100 earns 4 points

Based on net loan amount.

Housing Loan

Each OMR 100 earns 6 points

Based on net loan amount.

 

Deposits

 

Current account deposit

Each OMR 100 earns 6 points

Based on increase in net balance compared to previous month average balance.

Savings account deposit

Each OMR 100 earns 6 points

Based on increase in net balance compared to previous month average balance.

Al Amaal account deposit

Each OMR 100 earns 6 points

Based on increase in net balance compared to previous month average balance.

Al Kanz account deposit

Each OMR 100 earns 9 points

Based on increase in net balance compared to previous month average balance.

Internet and Mobile Banking

Registration into NBO Internet or Mobile Banking

100 points

Valid for the registration done either in mobile or internet banking, whichever is earlier.

Local Transfer through Internet or Mobile Banking

Each transfer earns 25 points

No commercial usage allowed.

International Transfer through Internet or Mobile Banking

Each transfer earns 25 points

No commercial usage allowed.

Mobile Bill Payment through Internet or Mobile Banking

"Each payment earns 10 points
2nd consecutive month payment earns 15 points
3rd consecutive month payment earns 20 points"

No commercial usage allowed.

Mobile Top Up through Internet or Mobile Banking

Each OMR 1 earns 1 point

No commercial usage allowed.

Banking Products from NBO

Take another product from NBO

100 points

Applicable from third product onwards.

Welcome Points

Become a Sadara customer

3000 points

New to bank or upgrade.

Become a Mazaya customer

2000 points

New to bank or upgrade.

- All points have a validity of 3 years except for the following:
• Registration to Internet or Mobile Banking
• Registration to the program.